Debt Relief Can Cut Your Monthly Payments in Half

  • Reduce your total debt by up to 50%
  • Consolidate multiple payments into one
  • Be debt free in as little as 12 months
Get Started - It's Free
This won't affect your credit score!
Better Business Bureau
Over 82,000 clients enrolled

Over 140,000 clients enrolled

Programs have helped resolved $223 million since 2011

More than $3.5 billion in debt enrolled since 2011

We Can Significantly Reduce Your Monthly Payment

If you had a total debt of...
Accredited logoConsolidation LoanMaking Only Minimum Payments*
Monthly Payment$408$676$729
Total Repayment$18,750$40,580$72,262
Debt Free In46 months60 months443 months
Interest Rate0%21%23%
1-on-1 Expert Helpcheckxx

* The minimum payment example is based on a credit card for individuals with fair credit, having an interest rate of 23% (rounded up to the nearest percentage point) and assumes a payment of 3% of the balance. Please note that, assuming the principal balance does not increase due to additional charges, fees, and interest, the required minimum monthly payment will decrease over time as additional minimum monthly payments are made and reduce the total balance.

Our goals are to help you resolve your enrolled debts as quickly as possible and to negotiate settlements for less than what you owe.

Start Reducing Your Payments
We've helped our previous clients achieve major savings - check out our Proven Results.

Your Program - Worry Free


The debt resolution programs available through Accredited Debt Relief come with a Money Back Guarantee that gives you peace of mind.

  • Cancel At Any Time
  • No Penalty
  • No Further Obligation
See your Debt Relief Options

Are You Eligible?

You have over $10,000 in debt

This is the baseline for us to negotiate on your behalf; it gives us greater leverage and a better chance at settling debts with your creditors.

You have unsecured debt

We only work with unsecured debts, which are debts that do not have collateral attached to them. Credit cards, medical bills and payday loans are all examples of unsecured debt. Debts like student loans and those that do have collateral attached to them like mortgages and car loans are not eligible for debt settlement.

You're able to make monthly payments

Our program involves making deposits of an agreed upon amount into a Dedicated Account every month - consistent monthly deposits are crucial to your overall success.

Are You Ready To Reduce Your Debt?

Connect with a specialist today!

Frequently Asked Questions

While individual results do vary, the average amount of debt that our clients pay on settlements is 55% of their enrolled balance. This number excludes Accredited Debt Relief’s fees.

While everyone’s financial and credit situations are different, many debt relief programs, including ours, can negatively impact your credit. However, by practicing positive credit behaviors, like paying your bills on time, keeping your balances low, avoiding taking on new credit, and monitoring your credit report, your credit score should improve over time.

Our goal is to help you resolve your debt quickly, so that you can start building a brighter financial future - including a more positive credit score - as soon as possible. If getting out of debt is your priority and you’re willing to work around the potential impact on your credit, Accredited Debt Relief’s services could help reduce your monthly payments and settle your debts for less than what you originally owed.

We only work with debts without collateral attached to them, also known as unsecured debts. Credit card debt, medical bills and payday loans are all examples of unsecured debt. Federal student loans or debts with collateral attached, like mortgages and car loans, are not eligible for debt settlement. If you’re still unsure about whether your debt qualifies, we can help - contact us today for more information.

We charge no upfront enrollment fees, and our team doesn’t make a penny unless we successfully negotiate a settlement on your enrolled debt.* Our fees are performance-based and contingent on our ability to negotiate a settlement on your behalf. These fees vary, but generally range between 15% and 25% of your enrolled debt.

* Note: Our fee is also collected from your Dedicated Account, but only once:

  1. You and your creditor have agreed upon a settlement
  2. You’ve made at least one payment towards that settlement

You do! The reason for setting up this new account, rather than putting your monthly deposits into an existing bank account, is to keep those settlement funds separate from your other money. If you ever withdraw from the program, the remaining funds in your Dedicated Account, minus banking fees, earned settlement fees or other third-party fees, are yours to keep.

Still have a question? Check out our FAQs

Individual program experiences will vary. Monthly program payments are based on various factors, including, but not limited to a client’s program length and amount of enrolled debt. Monthly payment reduction comparisons are estimates based on a client program payments compared to estimated initial monthly minimum payments calculated based on the enrolled debt amount provided, an APR of 16.41% and monthly minimum payments that includes 3% of the enrolled debt balance.